Fixed-Rate Mortgage

Whether you're purchasing your first home or moving to a new house, enjoy the freedom of our fixed-rate mortgage, designed to help you pay off your loan as quickly as possible.

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Benefits of Financing with FAIRWINDS

Terms of up to 30 years
Rate re-lock program¹
No closing cost options²
Quick pre-approval
$0 application fee
No pre-payment penalties

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We offer Mortgage Solutions across the country!

Our mortgage experts are here for you.

Have questions or need help along the way? We are here to serve you! Call (888) 413-0672 to talk with one of our mortgage lending experts.

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Other Loan Options

Home Equity

Planning home improvement projects? We can help you find the best home equity option for your needs.

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Land Loans

As you design your new home, we can help you obtain the land.

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Construction-to-Permanent Loans

Build your dream home with the freedom and flexibility you deserve.

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FAIRWINDS NMLS #715408

Rate re-lock is available for mortgage purchase and mortgage refinance. After the first relock, there is a charge of $250.00 for each relock of the interest rate. The final interest rate must be locked in at least seven days prior to the closing of your loan. If you choose to relock more than once, the fee is due at the time of the rate relock and is charged for each relock. This offer is subject to change at any time. Certain terms and restrictions apply. Applicants choosing to participate in the Fannie Mae HomeReady®, FHA, or VA programs are not eligible for theFAIRWINDS relock program.
All normal closing costs are paid by FAIRWINDS. This includes the application fee, origination charge, appraisal, title insurance, settlement and search fees, recording fees, and mortgage document stamps. This does not include the prepaid escrow, first year’s homeowner’s insurance, property taxes, interim interest, and, in the case of a purchase, owner’s title insurance or deed document stamps, which are normally paid by the seller. If the loan is paid off within 3 years, you will be required to repay the closing costs paid by FAIRWINDS. Certain terms and restrictions apply. No closing costs offer is not available in Massachusetts.
APR = Annual Percentage Rate. Rates are updated frequently and are subject to change without notice. Your actual rate is based on your credit quality, down payment, loan term, and amount financed.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice. FAIRWINDS does not service FHA or VA loans.