Discover checking that's truly personal.

No matter where you are on the path to financial freedom, FAIRWINDS checking accounts can help you manage your money on that journey.

Compare Checking Accounts

Discover our different types of checking accounts to best fit your lifestyle.

Freedom Spending Account

Learn More Chevron Right Icon

Description

Our basic checking account that's anything but basic. This checking account includes no monthly service charge or minimum balance requirement.

Minimum to Open

$25

Monthly Service Charge

$0

Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations

Out-of-Network ATM Refunds

Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan

Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments

Access to Higher Earnings

Early Direct Deposit

Move Money with Zelle®

Preferred Checking

Learn More Chevron Right Icon

Description

A checking account designed for working professionals. Monthly service charge is waived with only $1,000 in total monthly direct deposit.

Minimum to Open

$25

Monthly Service Charge

$10

Waived with either $1,000 in total monthly direct deposits, or with $10,000 or greater average monthly deposit balance*, or by maintaining an investment** account balance of $10,000 or greater.

Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations

Out-of-Network ATM Refunds

Up to $10 in monthly refunds

Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan

Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments

Access to Higher Earnings

Qualifies for Preferred Savings Account

Early Direct Deposit

Move Money with Zelle®

Signature Checking

Learn More Chevron Right Icon

Description

Our most rewarding checking account offers premium interest rates, access to a high-yield savings account, and no ATM fees.

Minimum to Open

$25

Monthly Service Charge

$25

Waived with either $25,000 or greater average monthly combined deposit balance* or $25,000 or greater investment** account balance.

Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations

Out-of-Network ATM Refunds

Unlimited refunds

Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan

Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments

Access to Higher Earnings

Qualifies for High-Yield Signature Savings Account

Early Direct Deposit

Move Money with Zelle®

UCF Student Checking Account

As the official student banking partner of UCF, we’re here to help you easily manage your money throughout your college journey with an account that has no monthly service charge and no minimum balance requirement.

Learn More