Discover checking that's truly personal.
No matter where you are on the path to financial freedom, FAIRWINDS checking accounts can help you manage your money on that journey.
Compare Checking Accounts
Discover our different types of checking accounts to best fit your lifestyle.Freedom Spending Account
Description | Our basic checking account that's anything but basic. This checking account includes no monthly service charge or minimum balance requirement. |
Minimum to Open | $25 |
Monthly Service Charge | $0 |
Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations | |
Out-of-Network ATM Refunds | |
Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan | |
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments | |
Access to Higher Earnings | |
Early Direct Deposit | |
Move Money with Zelle® |
Preferred Checking
Description | A checking account designed for working professionals. Monthly service charge is waived with only $1,000 in total monthly direct deposit. |
Minimum to Open | $25 |
Monthly Service Charge | $10 Waived with either $1,000 in total monthly direct deposits, or with $10,000 or greater average monthly deposit balance*, or by maintaining an investment** account balance of $10,000 or greater. |
Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations | |
Out-of-Network ATM Refunds | Up to $10 in monthly refunds |
Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan | |
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments | |
Access to Higher Earnings | Qualifies for Preferred Savings Account |
Early Direct Deposit | |
Move Money with Zelle® |
Signature Checking
Description | Our most rewarding checking account offers premium interest rates, access to a high-yield savings account, and no ATM fees. |
Minimum to Open | $25 |
Monthly Service Charge | $25 Waived with either $25,000 or greater average monthly combined deposit balance* or $25,000 or greater investment** account balance. |
Free ATM Transactions at 33,000+ FAIRWINDS, Presto!, and CO-OP Locations | |
Out-of-Network ATM Refunds | Unlimited refunds |
Automated Debit Card Round-Up Program to Add to Your Savings or Pay Down Your Loan | |
Free Money Orders, Cashier's Checks, Incoming Wires, and Stop Payments | |
Access to Higher Earnings | Qualifies for High-Yield Signature Savings Account |
Early Direct Deposit | |
Move Money with Zelle® |
UCF Student Checking Account
As the official student banking partner of UCF, we’re here to help you easily manage your money throughout your college journey with an account that has no monthly service charge and no minimum balance requirement.
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