Certificate of Deposit
None of the risk and all of the reward, our Certificate of Deposit (CD) accounts let you keep your money safe and secure while they grow.
![Family enjoying the sunset.](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Fdmzde5ytz0gs%2F3k9xIAj4EgZlS2PlZzFtYS%2Fbcbbb646795124df5bfbd2fcd2aa6de0%2FFamilyAtSunset_GettyImages-1170503758.jpeg%3Fq%3D90%26w%3D1920&w=3840&q=75)
Flexible Terms
Terms from 3 months to 60 months, including Add-On CD options
$0
No monthly service charge
Fixed Rates
Guaranteed interest rate for the duration of the initial CD term
Account Details
$1,000 minimum to open
No monthly service charge
Early withdrawal penalties may apply*
FAIRWINDS Visa Signature® Credit Card members can enjoy a 0.25% rate bump on a CD.†
Looking for an Add-On CD?
Make unlimited deposits to your CD for 6 or 12-month terms
$100 minimum to open
See our Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.
Certificate of Deposit (CD) Rates
CD Special Rates | Annual Percentage Yield (APY) |
---|---|
7-month CD Special | ... |
18-month CD Special | ... |
CD Rates | Annual Percentage Yield (APY) |
---|---|
3-month CD | ... |
6-month CD | ... |
12-month CD | ... |
24-month CD | ... |
36-month CD | ... |
48-month CD | ... |
60-month CD | ... |
Add-On CD Rates | Annual Percentage Yield (APY) |
---|---|
6-month Add-On CD | ... |
12-month Add-On CD | ... |
How much can you earn?
Use this calculator to help see the potential interest growth on your Certificate of Deposit.
Featured Articles
![](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Fdmzde5ytz0gs%2FrT0pbB5UNZmYXRi7rfVcG%2F74294ce55b61eea3770f7404fe6aa548%2Fcdladdering-GettyImages-1337995272.jpg%3Fq%3D90%26w%3D600&w=3840&q=75)
Unlock financial success with a simple, effective budget. Take control, know where your money goes, and build stability. Your guide to budgeting made easy.
![Women shopping at night](/_next/image?url=https%3A%2F%2Fimages.ctfassets.net%2Fdmzde5ytz0gs%2F7iOLP9LbY8AJ9C71XrvWsQ%2F619ff463d79d4edb6c6c6f9415250ec2%2FWomenShopping_GettyImages-1087878882.jpeg%3Fq%3D90%26w%3D600&w=3840&q=75)
Follow these five steps to know how long you should wait before making a big purchase and how to save the most money while fitting the purchase in your budget.