Preferred Cash Back Visa® Signature Credit Card

Everyday purchases have never been so rewarding.

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1.5% Cash Back

Get unlimited cash back on all purchases.

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$0

Enjoy a card with no annual fee.

Rate/percentage

Special Introductory Rate

Receive a special rate on purchases and balance transfers for the first 12 months.

A Card Designed to Help You Save More

  • 0% on purchases and balance transfers for the first 12 months after account opening. After 12 months, your variable APR* will range from ... – 18.00% based on your creditworthiness and will vary with the market based on the Prime Rate.

  • No balance transfer fees.

  • No foreign transaction fees.

  • Receive your cashback on-demand through a statement credit or a direct deposit to a FAIRWINDS account of your choice.

See Card Agreement and DisclosuresPricing and Terms, and Visa Guide to Benefits for details.

Additional Benefits and Tools

Account Alerts

Get account alerts sent to your phone or email and have peace of mind. Message and data rates may apply.

Visa’s Zero Liability Policy

You’re protected against unauthorized or fraudulent charges.

Contactless Payments

Tap your FAIRWINDS Visa® Debit Card and pay for purchases safely and securely.

Lock or Unlock Your Card

Temporarily lock your credit card instantly if it’s lost or stolen.

Protecting Your Information

We will never proactively reach out through email, text, or phone calls and ask you to provide your debit or credit card PIN, a temporary access code, or online banking passwords. If someone claiming to be from FAIRWINDS asks you for this information contact us immediately.

Fraud Alerts

Receive fraud alerts through text message, email, or phone for your FAIRWINDS Visa® Debit or Credit Card. Simply reply to the message to confirm or deny potentially fraudulent transactions, all from the convenience of your phone.