Welcome to FAIRWINDS

As the Official Student Banking Services Provider for UCF, we are here to support you every step of the way, helping you build a solid financial foundation while you pursue your academic goals and set you up for a lifetime of financial freedom.

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Reasons to Join

See why we're the Official Student Banking Services Provider for UCF.
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UCF Student Checking

Say goodbye to minimum balance requirements or monthly service charges. Simplify your campus life by linking your UCF Student ID to your FAIRWINDS checking account for seamless on-campus purchases.

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Become Fluent in Finance

We're committed to helping you understand and manage your finances. With our advice, member services, and straightforward products, you'll gain the confidence to navigate the financial world with ease.

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Turn Games into Gains with Zogo®

Have downtime between classes? Enhance your financial knowledge while earning rewards through our Zogo app. The more gamified quizzes and tutorials you take, the more rewards you can redeem for gift cards at retailers like Target, Amazon, Apple, and more!

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Zelle® Integration

Easily send and receive money with Zelle® through our online and mobile app.

UCF Branch
Always Nearby

Visit our branch located at the John T. Washington Center, right across from the bookstore. Access two on-campus ATMs and enjoy free usage at 33,000+ ATMs worldwide.

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Your Financial Study Buddy

We're better together—so we're here to be your go-to resource for all things finance. Whether you have questions about your financial goals, credit building, or simply need advice, we’re here to help.

Life after UCF

We’re not just a resource during your college years.
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Build Savings

From our Emergency Savings Account—which offers ... APY* on your first $1,000 deposit—to our high-yield Signature Savings Account, we have options for you as you level up in life.

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Enjoy The Ride

Need help securing your first auto loan? We have term options and resources to help you budget, buy, and drive away happy — with less debt and more financial freedom.

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Celebrate Milestones

Take part in our Money Milestones to establish an excellent path to a well-rounded financial future and join thousands of other members in our Money Milestone community.

Become a Financial Freedom Seeker

Let us be your partner in financial success throughout your college journey. Visit us at our campus branch or explore our online resources to get started!