Refinance Your Car

Drive into savings and earn up to $600 for a limited time when you refinance your auto loan!1

Woman sitting in car lying against the wheel happily.

Ways to Save When You Refinance

Enjoy no payments for the first 90 days.2

Choose a shorter term to help you save hundreds - even thousands.

Use your refi bonus to help pay down your loan balance faster.

Once you pay off the loan, keep the car – and keep making payments toward your savings.

Earn Up to $600 for a Limited Time

Loan Amount

Cash Bonus3

Under $20,000

$100

$20,000 - $29,999

$200

$30,000 - $39,999

$300

$40,000 - $49,999

$400

$50,000 - $59,999

$500

$60,000 and higher

$600

How Refinancing Works

Get Started

Step 1

Fill in your information with no impact to your credit score.

Step 2

See how much you could save with a personalized offer including APR4 and monthly payment options.

Step 3

When you are ready, submit an application for approval! A credit report will be obtained at this time. One of our Loan Officers will reach out to you to secure your offer.

Pay Off Your Loan Quicker

Paying a little extra each month can lead to big savings in the long run. See how quickly you can pay off your loan with this convenient calculator.

Apply Now

Financial Freedom happens here.®

Footnotes

    Advertised monthly savings are based on the average expected reduction in monthly payments our members experience with their new loan compared to their prior loan payments, assuming all payments are made on time. Pre-qualified members may see estimated monthly savings based on the current loan information they provide, as well as loan information we receive from a credit reporting agency. Your actual savings may vary.

    1. Special cash bonus promotional offer and amounts are subject to change at any time. Loan amounts may include warranty products. The cash bonus will automatically be deposited into your FAIRWINDS account within 10 business days of auto loan refinancing. Certain restrictions apply. Limit one refinance cash bonus per vehicle. Refinance bonus does not apply to vehicles purchased through a third-party vendor. To qualify for the cash offer, the loan must originally be financed from another financial institution and refinanced at FAIRWINDS.

    2. Interest accrues from date of contract.

    3. Refinance bonus will be deposited into your FAIRWINDS account

    4. APR = Annual Percentage Rate. Rates are subject to change at any time, your actual APR may vary based on your individual credit history and other terms and conditions.

    Routing Number ⑆ 263181368