Mechanical Repair Coverage (MRC)
You can drive with confidence knowing we’ve got your back. Protect yourself from car repairs that could cost hundreds or thousands of dollars.
What is MRC?
Mechanical Repair Coverage can help pay for unexpected, covered repair costs as your vehicle gets older. This can include anything from repairs to your engine or tires to your entertainment and security system.
Why do I need this type of coverage?
Protects you from having to pay for costly repairs.
Provides emergency roadside assistance and rental car reimbursement.
Find flexible coverage options to meet your needs.
Why do I need this type of coverage?
Protects you from having to pay for costly repairs.
Provides emergency roadside assistance and rental car reimbursement.
Find flexible coverage options to meet your needs.
Coverage Options
This includes basic repair coverage for components such as your transmission, engine, wheels, steering, brakes, air conditioning, suspension, and more.
Includes everything with the Silver Plan plus hybrid and electric vehicle features. Also receive repairs on advanced components like sensors, radiator parts, fuel tank, and more.
Includes everything with the Gold and Silver Plans plus luxury features like GPS navigation, Bluetooth, entertainment system, and other miscellaneous repairs.
Did you know?
Nearly one-third of Americans have less than $500 in their emergency savings fund, and the average car repair costs more than $1,700.
Things to know when filing an MRC claim:
Take Your Vehicle to a Licensed Repair Shop – Ensure the facility obtains prior approval before beginning any repairs.
Claim Approval - The repair shop will need to call (800) 752-6265 to submit the claim. If approved, the payment will be made via credit card through the warranty company. You will still be responsible for your deductible (if applicable).
Ready to secure your loan and car protection?
To purchase the additional insurance products, schedule an appointment at your nearest branch or call (888) 413-0652.