Credit Life and Disability Insurance

Unexpected events happen. Preparing can give your family a sense of security knowing they won’t have to pay your debts in case of hardship.

A woman holding her phone to her head.

What is Credit Life and Credit Disability Insurance?

These protection options may make your loan payments in the event of disability or even death.

  • In the event of your death, Credit Life insurance pays the balance of your loan.

  • Credit Disability insurance makes your loan payments (up to the policy maximum) if you were to become disabled by a covered sickness or accident.

Why do I need this type of protection?

  • Protects your family from the unexpected.

  • Covers your loan payment in the event of disability or death.

  • The cost of this insurance can easily be included as a part of your loan payment.

How to file a claim

Provide required documentation — Send an email to [email protected] with the following:

  • Full name

  • Phone number

  • Address

  • Email address

  • Date disability began

  • If a life claim, provide the copy of the long-certified death certificate (must contain cause of death)

Things to know when filing a claim:

  • Continue Making Payments – Keep making payments until the claim has been reviewed by TruStage Insurance Company.

  • Review claim status – Call TruStage at (800) 621-6323

Ready to secure your loan and car protection?

To purchase the additional insurance products, schedule an appointment at your nearest branch or call (888) 413-0652.