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Community Heroes Auto Program

We are proud to serve those who serve us through their dedication to our community and country. We’re here to help you buy a car that meets your budget with options to save more through lower rates and exclusive discounts.

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Benefits and Savings

  • Exclusive 0.50% rate discount when you set up automatic payments

  • No payments for 90 days1

  • Flexible terms to fit your budget

  • Earn up to $600 when you refinance2

Who is Eligible?

First Responders

  • Paramedics, EMTs, Firefighters, Police Officers, Emergency Dispatchers, Search and Rescue Teams, Emergency Management Personnel, Emergency Medical Service (EMS) Personnel

Medical Professionals

  • Physicians (Doctors), Surgeons, Nurses, Dentists, Pharmacists, Physical Therapists, Occupational Therapists, Radiologists, Lab Technicians, Psychiatrists and Psychologists, Optometrists and Ophthalmologists, Chiropractors, Naturopathic Doctors, and Administrative Support.

Military Personnel

  • Military, Reserves, National Guard, or Veteran (as evidenced by dd-214)

Government Employees

  • An individual employed by a government agency or entity at the local, state, or federal level.

Educators

  • Teachers, Professors, Instructors, and Administrative Support.

Our lending experts are here for you.

Have questions or need help along the way? We are here to serve you! Call (888) 413-0652 to talk with one of our lending experts.

Get Prequalified
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We're here to help with more than just buying a car!

Community Heroes Mortgage

  1. Lower monthly payments with discounted PMI premiums.

  2. Purchase with as little as 3% down.

  3. No closing cost options.3

Call (888) 413-0672 to speak with one of our mortgage lending experts and find the right home for your budget!

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Financial Freedom happens here.®

Footnotes

    Auto Loan rates and fees may vary depending on the loan source and application type. The rates shown apply to applications submitted directly through a FAIRWINDS branch or at FAIRWINDS.org. Applications submitted through third-party partners may be subject to different rates and fees. These terms do not apply to commercial or cash-out refinance loans.

    1Interest accrues from date of contract. Excludes Internal Refinances and Third Party Vendor

    2Special cash bonus promotional offers and amounts are subject to change at any time. Loan amounts may include warranty products. The cash bonus will automatically be deposited into your FAIRWINDS account within 10 business days of auto loan refinancing. Certain restrictions apply. Limit one refinance cash bonus per vehicle. Refinance bonus does not apply to vehicles purchased through a third-party vendor. To qualify for the cash offer, the loan must originally be financed from another financial institution and refinanced at FAIRWINDS.

    3Payment made in the form of credit applied to closing costs. The delay must be caused by FAIRWINDS Credit Union in order to be eligible for the $5,000 credit towards your closing costs, $3,000 towards the buyer’s Closing Costs, and $2,000 towards the seller’s Closing Costs.

    Routing Number ⑆ 263181368
    © 2025 FAIRWINDS Credit Union