Limited-Time New Business Offer

Earn $750¹ when you bring your business checking account to FAIRWINDS and process $2,000 in debit or credit card payments through FAIRWINDS Merchant Services (Clover or Autobooks) within 60 days.

Apply Now

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Why choose FAIRWINDS?

Your business is everything to you, which means it's everything to us. That’s why we offer business banking solutions from checking and savings accounts to payroll and merchant services, with personalized service tailored to your business’s needs.

How can I earn $750?

Open a Business Checking Account

Open a Business Preferred Checking Account or Business Signature Checking Account to fit your business’s needs, big or small.

Process $2,000 in Debit or Credit Payments

Process $2,000 in debit or credit card payments through FAIRWINDS Merchant Services (Clover or Autobooks) within 60 days of account opening.

Enjoy Your $750

That's it! Once you complete those qualifying activities your bonus will be deposited into your Business Checking Account.

Plus, enjoy these FREE benefits and features:

Pay your vendors and employees²
Same day ACH processing
Send electronic invoices and estimates via Autobooks
Incoming wires³

Choose Your Checking Account

Find the best checking account for your business and get started today!

	Business Preferred Checking	Business Signature Checking
Description	Build reserves, earn, save, and move money, wherever you are.	Our most rewarding business checking solution offers premium benefits.
Minimum Opening Deposit	$100	$100
Monthly Service Charge	$15 Waived with a maintained, combined average monthly business deposit balance of $7,500 or greater. Deposits include a combination of the following business accounts: checking, savings, and certificates of deposit. Personal deposit accounts do not qualify.	$25 Waived with a maintained, combined average monthly business deposit balance of $35,000 or greater. Deposits include a combination of the following business accounts: checking, savings, and certificates of deposit. Personal deposit accounts do not qualify.
Number of Free Monthly Combined Deposit and Withdrawal Items	200 $0.35 for each additional item	500 $0.25 for each additional item
Free Unlimited Debit Card Transactions (exempt from monthly item count)
Access to Business Signature Savings and Business Preferred Savings Accounts	Business Preferred Savings
Cash Management Solutions (wire transfers, desktop check deposit, ACH)
Free Incoming Domestic and International Wires
Auto Loan Discount		.25% rate discount on a new business auto loan
	Learn More	Learn More

Business Preferred Checking Account

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Description	An easy and simple way to access your money while saving for your future.
Minimum Opening Deposit	$100
Monthly Service Charge	$15 Waived with a maintained, combined average monthly business deposit balance of $7,500 or greater. Deposits include a combination of the following business accounts: checking, savings, and certificates of deposit. Personal deposit accounts do not qualify.
Number of Free Monthly Combined Deposit and Withdrawal Items	200 $0.35 for each additional item
Free Unlimited Debit Card Transactions (exempt from monthly item count)
Access to Business Signature Savings and Business Preferred Savings Accounts	Business Preferred Savings
Cash Management Solutions (wire transfers, desktop check deposit, ACH)
Free Incoming Domestic and International Wires
Auto Loan Discount

Business Signature Checking Account

Learn More

Description	Our most rewarding business checking solution offers premium benefits.
Minimum Opening Deposit	$100
Monthly Service Charge	$25 Waived with a maintained, combined average monthly business deposit balance of $35,000 or greater. Deposits include a combination of the following business accounts: checking, savings, and certificates of deposit. Personal deposit accounts do not qualify.
Number of Free Monthly Combined Deposit and Withdrawal Items	500 $0.25 for each additional item
Free Unlimited Debit Card Transactions (exempt from monthly item count)
Access to Business Signature Savings and Business Preferred Savings Accounts
Cash Management Solutions (wire transfers, desktop check deposit, ACH)
Free Incoming Domestic and International Wires
Auto Loan Discount	.25% rate discount on a new business auto loan

FAIRWINDS Business Checking Offer Promotion Terms & Conditions

¹Promotional period: January 15, 2025 – April 15, 2025

In order for the individual to qualify for and receive the $750.00 new FAIRWINDS Business Checking Account offer, the following conditions must be met: the individual may not have previously been an owner on or a party to a FAIRWINDS business account; the individual must open a new FAIRWINDS Business Preferred or Business Signature Checking Account during the eligible promotion period; and the individual must enroll in a FAIRWINDS Merchant Services product (any Clover solution or Autobooks) and process at least $2,000 in debit or credit card payments within 60 days of account opening. FAIRWINDS Credit Union employees are not eligible to receive this bonus.

A bonus that has been fully earned and qualified for will be paid to the member on or about the 15th day of the month following the completion of the qualifying activities with the promotional period. Only one bonus will be provided per eligible business tax id.

The FAIRWINDS Business Checking Account offer may be terminated or withdrawn at any time, and is subject to change at any time, with or without prior notice. FAIRWINDS reserves the right to suspend or terminate an individual’s eligibility to participate in this promotion at any time with or without prior notice. FAIRWINDS Business Checking Account Offer may not be combined with other offers or programs. The promotion bonus may be reported as income to the IRS and may be taxable to you. Please consult your tax advisor if you have questions about the tax treatment of the promotion bonus.

²There is a $100 ACH implementation fee for the Business Preferred Checking Account. After, there are no monthly fees to originate ACH files.

³Only applies to the Business Signature Checking Account. FAIRWINDS Merchant Services includes Clover and Autobooks.