1.5% Cash Back
Unlimited cash back on all purchases
$0
Annual Fee
0% Intro APR*
Special introductory rate of 0% on purchases and balance transfers for the first 12 months after account opening. After 12 months, your variable APR will range from 15.49% - 18.00% based on your creditworthiness.
A Card Designed to Help You Save More
No balance transfer fees.
No foreign transaction fees.
0% introductory rate on purchase and balance transfers for the first 12 months after opening. After that, your rate will be a low variable APR ranging from 15.49% to 18.00% based on your creditworthiness and will vary with the market based on the Prime Rate.
Receive your cashback on-demand through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
See Card Agreement and Disclosures, Pricing and Terms, and Visa Guide to Benefits for details.
Additional Benefits and Tools
Get account alerts sent to your phone or email and have peace of mind. Message and data rates may apply.
Purchase Security will replace, repair, or reimburse you for eligible items of personal property. Purchase Security PDF Details
You’re protected against unauthorized or fraudulent charges.
Tap your FAIRWINDS Visa® Debit Card and pay for purchases safely and securely.
Temporarily lock your credit card instantly if it’s lost or stolen.
We will never proactively reach out through email, text, or phone calls and ask you to provide your debit or credit card PIN, a temporary access code, or online banking passwords. If someone claiming to be from FAIRWINDS asks you for this information contact us immediately.
Receive fraud alerts through text message, email, or phone for your FAIRWINDS Visa® Debit or Credit Card. Simply reply to the message to confirm or deny potentially fraudulent transactions, all from the convenience of your phone.